Purchasing an HVAC system is one of the largest investments a homeowner will make in their lifetime. At Evergreen Home Heating and Energy, we believe cost shouldn’t hold anyone back from upgrading to a modern, efficient heat pump. That’s why we offer flexible long-term financing options—with plans as low as $150 per month on a 240-month term or $225 per month on a 120-month term—so homeowners can enjoy advanced comfort technology without the burden of a large upfront payment. 

These payment estimates are based on a full home heat pump system, which includes: 

• An indoor air handler that circulates warm or cool air throughout your home. 

• A high-efficiency outdoor heat pump unit that transfers heat between your home and the outside air to provide year-round comfort. 

Why Long-Term Financing Makes Sense for Homeowners 

Upgrading to a high-efficiency heat pump is not just an expense—it’s an investment in your home’s value, comfort, and energy savings. Even with rebates and tax incentives, many homeowners prefer to spread the cost over time rather than paying upfront. 

With long-term financing, you can: 

• Keep monthly payments low while enjoying modern comfort and energy savings. 

• Preserve flexibility: If you sell your home before the loan is paid off, the remaining balance can be paid from the sale proceeds. 

• Start saving now: A high-efficiency system reduces utility costs from day one, helping offset the monthly payment. 

Flexible Payment Options 

Our $150/month (240-month term) or $225/month (120-month term) examples are based on a baseline price of $18,000 for a full system with a high-efficiency outdoor heat pump unit and an indoor air handler that serves your entire home. 

However, pricing can vary above or below this baseline, depending on your home and your project goals: 

• Less expensive options include single-zone ductless mini-split systems—perfect for additions, smaller spaces, or homes without ductwork—or a straightforward gas furnace installation. 

• Higher-end options may exceed $18,000 for larger homes, multi-zone ductless setups, or systems with advanced energy management features. 

We also offer 18 months same-as-cash financing, which allows you to pay no interest if the balance is cleared within the promotional period. 

Stack Your Savings with Rebates and Credits 

• Federal Tax Credits: Up to $2,000 via the Inflation Reduction Act. 

• PSE Instant Rebates: Applied directly when you work with Evergreen as a Tier 1 Referral Contractor. 

• Increased Home Value: Modern HVAC systems are a key selling point in Seattle’s market. 

Why Choose Evergreen? 

• Local Experience: Thousands of systems installed across Seattle since the 1980s. 

• Custom Solutions: From full ducted heat pumps to smaller ductless or furnace replacements, we match the system to your needs. 

• Extended Warranties: 12-year parts warranty on qualifying Mitsubishi systems. 

• Long-Term Support: Our Evergreen VIP home Comfort Plan helps keep your system running efficiently. 

Take the Next Step 

Whether you’re looking for a full home system around $18,000 or a smaller ductless or gas furnace option at a lower price point, Evergreen has solutions and financing to fit your budget. With low monthly payments or 18 months same-as-cash financing, upgrading your home comfort has never been easier. 

Contact us today to schedule a free in-home assessment and find the system that fits your home and goals.